RETAIL & fmcg
Know exactly what's happening in your store, even when you're not there.
BrandDrive is the only AI-powered business operating system that combines complete business management with embedded financial services and a real-time AI co-pilot for African entrepreneurs who need one intelligent platform to run, grow, and understand their business.
From guessing to knowing.
Run your entire business from one place and let AI do the heavy lifting.
From
Counting stock in a notebook
"Who sold this?"
Reconciling cash on Sunday
Reordering on a hunch
To
Live stock levels that update with every sale
Every sale logged to the staff member who made it
Numbers that add up as the day happens
Knowing what's selling and what to restock
Ring up every sale in seconds, in-store or online.
Take payment in-store, on the phone, or online, and it all lands in one record. Works even when the network drops.
Know what's in stock and what's running low
Live stock counts, low-stock alerts, and variations for size, colour, or pack. Restock before you run out.
See your best sellers and your real profit.
Daily, weekly, and monthly sales reports. Know what's making money and what's just moving.
Take payment any way your customer pays
Cash, transfer, card, and POS terminal, all recorded in one place.
Track every naira going out
Log expenses and supplier costs as they happen, so profit is the real number, not a guess.
Keep buyers coming back and suppliers straight
One record of every customer and vendor, with purchase history and what you owe or are owed.
branddrive intelligence
Ask Nivram AI about your shop.
Get an answer, not a spreadsheet.
Powered by your actual business data, not generic advice.
Meet Nivram
Trusted by 20,000+ retail BUSINESSES
Built for how you actually sell here.
Stop stitching together WhatsApp, spreadsheets, a separate POS, and three banking apps. BrandDrive runs the whole operation and keeps every number in sync.
Local money rails:
Take the payments your customers actually use, and see the money in the same place you run the business.
Local tax, handled
FIRS e-invoicing built in, so compliance is not a year-end scramble.
Works on a cheap phone at the counter
Fast on a mid-range Android, light on data, ready for busy service.
we had a regional outage hit São Paulo and Sola caught it before a single user emailed us. first time that's ever happened in 4 years of running this service.
Alex Rivera
Co-Founder
switched from PagerDuty + another monitor tool to just Sola. cut our tooling bill in half and our false positive rate dropped to basically zero.
Alex Rivera
Co-Founder
the alert routing alone is worth it. i set it up once, haven't touched it in 6 months, and the right person gets paged every single time.
Alex Rivera
Co-Founder
our on-call rotation used to feel like punishment. since moving to Sola the noise is so much lower that people actually don't dread it anymore.
Alex Rivera
Co-Founder
Sola paged me at 2am, i acknowledged it from my phone in 10 seconds, had full context before i even opened my laptop. that UX is just different.
Alex Rivera
Co-Founder
WHY BRANDDRIVE
One test most tools fail.
Plenty of tools do one or two of these. BrandDrive is built to do all four.
Complete business management
Embedded
financial services
Real-time
AI co-pilot
Built for Africa
BrandDrive
Other retail tools
Verify
Local payment rails
Get paid by transfer, card, and USSD, the ways your customers actually pay.
Local tax logic
FIRS e-invoicing built in, so a one-person business stays compliant without an accountant.
Built for your network
Made mobile-first for mid-range Android and weak connections, so it works where you work.
FROM CHAOS TO CLARITY
From juggling to running.
Run your entire business from one place, and let BrandDrive do the heavy lifting.
From (fragmentation)
Five apps and a notebook
Money scattered across your personal account
Guessing at month-end
Grow the confidence
One place you actually run the business from.
Payments and records where you work.
Asking Nivram and knowing.
Built for your phone and your network
Made mobile-first for mid-range
Android and weak connections, so it works where you work.
Local tax logic
FIRS e-invoicing built in, so a one-person business stays
compliant without an accountant.
Local payment rails
Get paid by transfer, card, and USSD, the ways your
customers actually pay.
What matters most for solo founders
Vectura takes the friction out of financial ops — no spreadsheets, no confusion, no busywork. Manage expenses, budgets, and reports in one place — so your team can move faster and stay focused.
Get paid without chasing
Collect money the way your customers pay
Sell online without the tech headache
Know your numbers without an accountant
Stay compliant, on your own
Send professional invoices and see who has paid, in seconds.
Transfer, card, USSD, all into one place.
A shop with your products, wherever your buyers find you.
Real profit and best-sellers, updated in real time.
Keep clean books and FIRS e-invoicing without hiring help.
Trusted by 20,000+ businesses across Africa
Solo owners run on BrandDrive.
we had a regional outage hit São Paulo and Sola caught it before a single user emailed us. first time that's ever happened in 4 years of running this service.
Alex Rivera
Co-Founder
switched from PagerDuty + another monitor tool to just Sola. cut our tooling bill in half and our false positive rate dropped to basically zero.
Alex Rivera
Co-Founder
the alert routing alone is worth it. i set it up once, haven't touched it in 6 months, and the right person gets paged every single time.
Alex Rivera
Co-Founder
our on-call rotation used to feel like punishment. since moving to Sola the noise is so much lower that people actually don't dread it anymore.
Alex Rivera
Co-Founder
Sola paged me at 2am, i acknowledged it from my phone in 10 seconds, had full context before i even opened my laptop. that UX is just different.
Alex Rivera
Co-Founder
customers used to tell us our site was down before we knew. that stopped the week we turned on Sola.
Alex Rivera
Co-Founder
setup took 8 minutes. i was suspicious it was too easy. it wasn't.
Alex Rivera
Co-Founder
the status page feature alone saved us probably 200 support tickets during our last incident. customers could just check it themselves.
Alex Rivera
Co-Founder
18 region monitoring sounds like marketing until you catch a latency issue in Southeast Asia that would've killed a product launch.
Alex Rivera
Co-Founder
every monitoring tool i've tried has a moment where you realize it's going to let you down. six months into Sola and that moment hasn't come.
Alex Rivera
Co-Founder
Grow without losing control.
One system that scales with you, as you add staff, stock, and locations.
Multi-Location Business
Automated Expense Tracking Get real-time reports & alerts to manage your finances.
WHY BRANDDRIVE
Built for how African businesses actually run
All three in one
The only platform that runs your operations, moves your money, and gives you an AI co-pilot, together.
AI at the core
Nivram is built into the product, not bolted on. Every screen gets smarter as you use it.
Built for Africa
Local payment rails, FIRS e-invoicing, and ₦ from day one. Not a foreign tool with a new coat of paint.
Works on any connection
Fast on a mid-range phone, even on weak data.
One view of everything
Sales, stock, cash, and customers in a single dashboard you actually understand.
Real support
A team that knows your market and answers when you need them. Set up fast, with help when you need it.
Start free. Upgrade as you grows.
See pricing
Begin on the free plan and move up when your team and volume do.
PRICING & PLANS
Simple pricing. Start free.
Start free, no card required. Paid plans from ₦15,000/month
NGN
USD
Monthly
Annual
Free Plan
Best for new and micro businesses ·
₦0
/month
What's included
500 free AI credits
1 Users (admin only)
25 products and services
1 branch, outlet or location
50 sales records
Online POS Only
Startup Plan
Best for new and micro business
₦15,000
/month
What's included
500 free AI credits
7 Users
1000 products and services
3 branches, outlets or locations
2000 sales records
Online POS Only
Pro Plan
Best for new and micro businesses ·
₦37,500
/month
What's included
1500 free AI credits
15 Users
Unlimited products and services
5 branches, outlets or locations
Unlimited sales records
Offline and Online POS
Accounting, POS, payments, and AI, in one place
The Operating System
for African Businesses
The only AI-powered business operating system that brings complete business management, embedded financial services, and a real-time AI co-pilot into one platform built for African entrepreneurs.
No credit card required. Set up in minutes.
How it works
One platform.
Full control. Total visibility.
From the first sale to payday, every part of your business in one place, each piece talking to the next.
Invoicing & Quotation
Send invoices and see who has paid
Payments & Payroll
Collect and send money globally
Point of Sale & Online Shop
Sell in-store, online, and offline
Booking & Appointments
Take bookings and manage your calendar
Inventory
Analytics & Reports
See your real numbers, updated live
Accounting & Tax
Clean books and FIRS e-invoicing
Fund Request & Approvals
Request funds and get approvals fast
The AI that knows your business
Meet Nivram AI
Nivram reads your sales, stock, expenses, and invoices, then tells you what is working,
what is slipping, and what to do next. Ask it anything and get an answer in seconds.
Answers questions
"How much did I make last month?" "What is my best seller?" "Who owes me the most?"
Spots what you missed.
Expense spikes, slow-moving stock, and margins slipping before they cost you.
Recommends the next move
Suggestions based on your actual numbers, not generic advice.
The AI that knows your business
One system, tuned to your kind of business
BrandDrive fits the way your business actually runs, whether you sell across a counter, take bookings, or ship nationwide.
Retail & FMCG
Quote, invoice, and get paid. Run projects without the corporate overhead.
Professional Services
Fashion & Beauty
Description
Food & Hospitality
Description
Works with what you already use
Connect your tools and keep the money moving
Plug BrandDrive into the apps you already run on. No complex setup, just connections that keep your sales, stock, and payments in sync.
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Money-grade security
Built for trust, compliant by default
Your money and your data sit on regulated, protected rails.
Here is how BrandDrive keeps both safe.
FIRS e-invoicing
Issue compliant invoices that meet FIRS e-invoicing rules, built in, not bolted on.
NDPR aligned
Your data is handled in line with the Nigeria Data Protection Regulation (NDPR).
Partner-bank security
Banking services run through licensed partner banks and sits on regulated rails.
Your data, protected
Encryption in transit and at rest, with access controls on every account.
As featured in
Your questions,
answered
Can't find what you're looking for? Reach out to our
team at hello@branddrive.co
Can BrandDrive handle my accounting and bookkeeping?
Does BrandDrive work as a point of sale (POS)?
Can BrandDrive help me get a business loan?
BrandDrive helps you get loan-ready or investment-ready. Clean books and real-time reports are exactly what lenders and investors ask to see.
Is my data safe, and do I own it if I cancel?
Can I switch plans at any time?
Is FIRS e-invoicing included on every plan?
4.9 on G2.com
Bank today.
Better tomorrow.
Unlock the power of seamless transactions and smart financial management at your fingertips.
4.8 (2,004 reviews)
Backed by industry leaders
#1
Most Innovative
Companies
Control your money in seconds.
Open accounts, transfer funds, and pay bills instantly - no branches, no waiting. Get more done daily with a beautifully simple interface.
01.
Corporate card
Full control, instant issue, and real-time tracking — built for modern teams.
02.
Expense management
03.
Bills payments
04.
Accounting automation
Ditch the stress and reclaim your day.
Fast decisions need faster tools. That’s why ambitious founders rely on our platform to keep things moving.
£180.00 sent from bank
Roberto
€200.00 received into account
Lucas
Real results from real customers
$500k
on hiring costs saved
20x
revenue growth in 6 months
41%
increase in monthly revenue
Backed by industry leaders
Payments & Payroll
Payments & Payroll
Payments & Payroll
Payments & Payroll
About us
SIVO develops modern financial infrastructure that turns complex workflows into predictable, efficient, and scalable processes.
Advantages
Performance that keeps your financial operations moving
Speed
Transactions are completed in seconds, even under high load.
Reliability
Infrastructure ensuring 99.98% payment uptime.
Integration
Clear APIs, consistent logic, and docs that get you live fast.
Transparency
No hidden fees — you always know what you’re paying for.
Key features
Built for fast, stable payments operations
Sivo provides the tools to run payments reliably, reduce operational friction, and keep your financial workflows under control.
Scalable architecture
Handles transaction growth without slowing down.
Real-time oversight
Instant visibility across operations for real-time insight.
Key features
Financial operations that stay fast and predictable
Our platform streamlines payments, reduces friction, and gives you real-time control.
Operational clarity
Real-time tracking and accurate reporting for every transaction.
Faster workflows
Automated steps that reduce errors and speed up your processes.
Statistics
Performance by the numbers
Real operational metrics from live traffic — no marketing fluff.
$
M+
Monthly transaction volume
.
sec
Average processing time
,
+
Active businesses
.
%
System uptime
No credit card required.
